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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy app to use and very informative with regular re...

Easy app to use and very informative with regular review of usage and limit Reviewed on: 15th January 2025

Managed my card perfect and increase in limits autom...

Managed my card perfect and increase in limits automatically when available. I've found it easy to use and rhe app gives you all the information you need. I oay my cars of fully if I use each month and paying rhe balance is always straigh forward. Reviewed on: 15th January 2025

great card

always had a great experence with zopa Reviewed on: 15th January 2025

Excellent very vigilant someone.

Excellent very vigilant someone.tried to use my card in America they straightaway stopped very quick thank you Reviewed on: 15th January 2025

5 stars highly recommend

Great service and fast. Very easy to use system no waiting times Reviewed on: 15th January 2025

Really easy to use and communicate with

Really easy to use and communicate with Reviewed on: 15th January 2025

Happy with service.

All good so far, neutral given for customer service, as I have not had to use this as everything is ok Reviewed on: 15th January 2025

great no complaints easy to use and communicate

great no complaints easy to use and communicate Reviewed on: 15th January 2025

Good bank 100%

I've had no problems with zopa so can't say very much. Reviewed on: 15th January 2025

Top of the lot

Really put confidence back into me as a consumer, a brand you can really trust. Reviewed on: 15th January 2025

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