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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Very professional when I've called customer services Exellent Reviewed on: 15th January 2025

Easy to apply and speedy issue of the card.

Easy to apply and speedy issue of the card. App very easy to navigate Reviewed on: 15th January 2025

Brilliant card and services , helped me out when no...

Brilliant card and services , helped me out when no one else would Reviewed on: 15th January 2025

Very good easy to use no problems

Very good easy to use no problems Reviewed on: 15th January 2025

No problems obtaining a card and no problems with us...

No problems obtaining a card and no problems with using it or even contacting the company if I had a problem. Reviewed on: 15th January 2025

Easy to use app,never had a problems

Easy to use app,never had a problems Reviewed on: 15th January 2025

Great service and professional support .

Great service and professional support. Reviewed on: 15th January 2025

Perfect and helpful and easy service at all times

Perfect and helpful and easy service at all times Reviewed on: 15th January 2025

Such a good company, communication excellent and no...

Such a good company, communication excellent and no pressure to increase the credit limit. It is really helping me budget. Reviewed on: 15th January 2025

Great provider with no fuss.

Great provider with no fuss. I have no issues with you and your services Reviewed on: 15th January 2025

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