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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So easy to use the app.

So easy to use the app. I’m more than happy to recommend Zopa to friends and family. Reviewed on: 15th January 2025

Fast service and very helpful and friendly

Fast service and very helpful and friendly Reviewed on: 15th January 2025

Excellent service thank you, good staff

Excellent service thank you, good staff Reviewed on: 15th January 2025

Have very good experience with Zopa, they provide me...

Have very good experience with Zopa, they provide me with car finance, and a credit card when i realy need it. Reviewed on: 15th January 2025

Great service from Zopa

Very easy to use and great instructions Reviewed on: 15th January 2025

Super Zopa

Every thing is excellent with Zopa Reviewed on: 15th January 2025

One of the best credit cards I've had

One of the best credit cards I've had Reviewed on: 15th January 2025

Great App Easy to use app and good communication

Easy to use app and good communication Reviewed on: 15th January 2025

Excellent service

Excellent service always willing to help. Reviewed on: 15th January 2025

Zopa has been great to help me rebuild my credit...

Zopa has been great to help me rebuild my credit score Reviewed on: 15th January 2025

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