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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App and Customer service

Zopa has a brilliant app that is very clear and easy to understand. They have brilliant communication with their customers. Reviewed on: 15th January 2025

Very easy app to use and card arrives very quickly a...

Very easy app to use and card arrives very quickly after being accepted Reviewed on: 15th January 2025

Easy to use.easy to use app

Easy to use. Good app. Free cash withdrawal abroad Reviewed on: 15th January 2025

Hassle free lending, whilst imp...

Hassle free lending at a competitive rate whilst improving credit score. Reviewed on: 15th January 2025

I am loving to use it, very good card but just need...

I am loving to use it, very good card but just need to improve the credit limit Reviewed on: 15th January 2025

No issues so far.

No issues so far. Apr a bit high. Would recommend and app is easy to use Reviewed on: 15th January 2025

It had been good so far not been with you long but c...

It had been good so far not been with you long but can’t complain Reviewed on: 15th January 2025

Never had a problem with zopa at all

Never had a problem with zopa at all Reviewed on: 15th January 2025

Zopa have been brilliant despite me being late a few...

Zopa have been brilliant despite me being late a few times Reviewed on: 15th January 2025

Very efficient and emphatic .

Very efficient and emphatic .they really listen and want to help you. They are realists Reviewed on: 15th January 2025

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