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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Customer service is always fast and quick to get hol...

Customer service is always fast and quick to get hold of and the app makes it easy to make payments and find information you need regarding your credit card Reviewed on: 15th January 2025

Zopa service is good compare to other credit cards

Zopa service is good compare to other credit cards Reviewed on: 15th January 2025

Great Credit Card

Love my credit card good limits , offered me a bank account before it was even publicly ready, good service Reviewed on: 15th January 2025

Great service easy to use the app and excellent cust...

Great service easy to use the app and excellent customer service Reviewed on: 15th January 2025

Helped me out many times.

Helped me out many times. Very good customer service and helps improve credit standing. Reviewed on: 15th January 2025

Very good and excellent service I'm like

Very good and excellent service I'm like Reviewed on: 15th January 2025

Zopa is the amazing credit cards service ever, very...

Zopa is the amazing credit cards service ever, very efficient and reliable, excellent customer care and service Reviewed on: 15th January 2025

Really good card services.

Really good card services. The app is really easy to use. Reviewed on: 15th January 2025

Easy and hassle free.

Easy and hassle free... Very friendly and nice to deal with .. Reviewed on: 15th January 2025

I love the app and rate.

I love the app and rate. They provide fantastic financial services Reviewed on: 15th January 2025

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