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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great app

Easy to apply and help me out. Had not issue with the process. happy customer Reviewed on: 24th May 2024

Everything made easy.

Easy to apply for, easy to use App. Clear simple language used in all correspondence. Reviewed on: 24th May 2024

Excellent customer service, always helpful

Excellent customer service, always helpful Reviewed on: 23rd May 2024

Zopa has really good rates and offers

Zopa has really good rates and offers and I would recommend anyone interested in getting a credit card to apply with them. Their customer service is brilliant too and its all a very simple process. Reviewed on: 23rd May 2024

Great card , great customer service.

Great card , great customer service. The belive in people and help a.lot. Reviewed on: 23rd May 2024

Fast transaction.

Fast transaction. easy to use. Instructions were clear. In app experience was quite easy to follow. Deals and offers were really interesting Reviewed on: 18th May 2024

Unable to activat the app.

I recieved my card in time, good so far. Then i needed to activate. That is where the issue starts. I cant activate. App does not work. Back room issues i imagine. Support team tried and failed to support. Wont let me change password which is needed to activate the app. I need the card for car hire in 5 days and dont think this is going to help me. Reviewed on: 14th May 2024

Perfectly happy

Excellent perfect great staff ans great staff ..couldn't be better Reviewed on: 25th April 2024

Great service!!

Great service and review of credit limit Reviewed on: 20th April 2024

I really like Zopa, I recommend it to everyone who n...

I really like Zopa, I recommend it to everyone who needs a true friend Reviewed on: 18th April 2024

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