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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Dream of a Zopa current account they are simply the...

Dream of a Zopa current account they are simply the best loan credit card A1 Reviewed on: 17th April 2024

It was easy to apply for the card.

It was easy to apply for the card. Reviewed on: 17th April 2024

I have very good experience with Zopa and I have no...

I have very good experience with Zopa and I have no problem I m very happy Reviewed on: 16th April 2024

Careful banking

Only lend what I can afford always keeping me informed,When my next installment is due giving me time to balance my finances Reviewed on: 15th April 2024

Mr Wshirw

The card is useful and easy to use and handy at all times Reviewed on: 15th April 2024

Easy to deal easy to pay on the app

Easy to deal easy to pay on the app Reviewed on: 15th April 2024

Easy to keep up too date with statements on the...

Easy to keep up too date with statements on the app Reviewed on: 15th April 2024

Brilliant company

First time borrower and must say the process was smooth , the Zopa staff that called were extremely efficent and helpful . Money was paid in under an hour into my account ... making it easy to now get some my home improvements completed . Would definitely use Zopa again , could not be happier . Thank You Zopa Reviewed on: 15th April 2024

User friendly systems, you can’t complain.

User friendly systems, you can’t complain. It’s excellent Reviewed on: 14th April 2024

Professional

The whole process was trouble free Reviewed on: 14th April 2024

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