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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to pay and suitable payments for your finances

Easy to pay and suitable payments for your finances Reviewed on: 12th April 2024

Excellent service.

Excellent service. Brilliant staff and they look after there customers with care. Reviewed on: 12th April 2024

ZOPA is tops

I enjoy the option to save. Everything runs smoothly. I have had nothing but good results and service. I have not had to address customer service and this in itself tells me that the processes and service levels with Zopa are exemplary. I am sure that should the need arise I would receive nothing but the best service. Reviewed on: 12th April 2024

Very easy to navigate app, easy to understand statem...

Very easy to navigate app, easy to understand statements, I like the fact I am notified of my balance when I spend on my card. Reviewed on: 12th April 2024

Zopa Credit let be build my credit rating up and the...

Zopa Credit let be build my credit rating up and the customer care is very excellent Reviewed on: 12th April 2024

Always prompt .

Always prompt , gives advice and best offer. Reviewed on: 12th April 2024

Kept up to date with offers and how to get the best .

Kept up to date with offers and how to get the best . Reviewed on: 12th April 2024

Very easy to talk to easy to understand

Very easy to talk to easy to understand Reviewed on: 12th April 2024

Very friendly complet satisfaction

Very friendly complet satisfaction Reviewed on: 12th April 2024

Fantastic website offer great products

Fantastic website offer great products Reviewed on: 12th April 2024

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