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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card

Zopa is best in every aspect. Customer service,app and everything is easy with them Reviewed on: 12th April 2024

Always been there when I need them

Always been there when I need them Reviewed on: 12th April 2024

Quick response time, great easy to use app that keep...

Quick response time, great easy to use app that keeps you updated on any offers available to you Reviewed on: 12th April 2024

Very approachable very fast and clear

Very approachable very fast and clear Reviewed on: 12th April 2024

Great service,so easy to contact with queries,wish I...

Great service,so easy to contact with queries,wish I had been with them longer Reviewed on: 12th April 2024

Best credit card I’ve had

Getting accepted was easy. They are there to help and the app is so useful and clear Reviewed on: 12th April 2024

Zopa credit card!

Great experience, easy to use the application! Reviewed on: 12th April 2024

Taken every where no hassle all contact is clear and...

Taken every where no hassle all contact is clear and precise.call centre very helpful and knowledgeable. Reviewed on: 12th April 2024

Great card.Great Service

Great card. Great App! Great credit limit. Good customer service Reviewed on: 12th April 2024

I like Zopa a bit better than the other one though s...

I like Zopa a bit better than the other one though so I’m just not really sure what the issue would have with it but it certainly is something that you can get used for a while longer than the service is good enough and the price is very good and may experience a lot better than what you’re looking Reviewed on: 11th April 2024

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