Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent credit card, easy to set up on line account.

Excellent credit card, easy to set up on line account. Keep an eye on your spending. Reviewed on: 11th April 2024

Very easy and quick approval process.

Very easy and quick approval process. The app is customer friendly and straightforward to use Reviewed on: 11th April 2024

Always efficient and the app is great

Always efficient and the app is great Reviewed on: 11th April 2024

Ease of mind

Set amount automatically taken each month makes budgeting easier Reviewed on: 11th April 2024

The application is very easy to use, they also have...

The application is very easy to use, they also have a very good customer servce. Reviewed on: 11th April 2024

Financial problem solver in difficult moments

Financial problem solver in difficult moments Reviewed on: 11th April 2024

Have had my credit card for a couple of years now a...

Have had my credit card for a couple of years now and it's has been an easy to use card Reviewed on: 11th April 2024

Staff very helpful and efficient in dealing with pro...

Staff very helpful and efficient in dealing with problems. Reviewed on: 11th April 2024

Really professional and efficient

Really professional and efficient Reviewed on: 11th April 2024

No hassle, convenient, easy to use.

No hassle, convenient, easy to use. No issues at all Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.17 from 300 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews
British Airways credit card
from American Express 4.01 from 92 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub