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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Seamless service provider.

Seamless service provider. Excellent response to customer issues. Always ensure customer complaints are attended to promptly. Please keep it up! Reviewed on: 10th April 2024

Perfect product

Easy to apply, easy to pay and app is very easy to use, perfect. A good way to build your credit score Reviewed on: 10th April 2024

Best credit card By Far!!

I got 7 credit cards and this is By Far! My Best credit card. I recommend it to Everyone I know! Reviewed on: 10th April 2024

Easy to use, high credit limit with low variable rates

Easy to use, high credit limit with low variable rates Reviewed on: 10th April 2024

Great service.

Great service. With brilliant customer service Reviewed on: 10th April 2024

Zopa card review

Easy to set up, user friendly, quick answers. Very good service. No pestering for money emails. Reviewed on: 10th April 2024

Seamless and reassuring solutions at all times

It is always a seamless customer service experience whenever I have any cause to phone. The agents always provide a warm and caring attitude while providing direct and impartial advise without bias. There is always that feeling of warmth and understanding without pressure or bias Reviewed on: 10th April 2024

Good service and a good card would recommend to oth...

Good service and a good card would recommend to others Reviewed on: 10th April 2024

"Zopa Credit Card exceeded my expectations in every...

"Zopa Credit Card exceeded my expectations in every aspect. From its seamless application process to its generous rewards program, Zopa truly stands out in the crowded credit card market. The card's low APR and no annual fees make it an excellent choice for anyone looking to save money on interest payments. Moreover, the innovative features like real-time spending alerts and budgeting tools have helped me manage my finances more effectively. Customer service has been exceptional, with prompt responses and helpful assistance whenever needed. I highly recommend Zopa Credit Card to anyone seeking a reliable and rewarding credit card experience." Reviewed on: 10th April 2024

Always good and quick and easy to use

Always good and quick and easy to use Reviewed on: 10th April 2024

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