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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Lost card

I lost my card I told my card provider and it was solved with one phone call which in my opinion is extremely efficient Reviewed on: 10th April 2024

This card was great as I was able to balance transfe...

This card was great as I was able to balance transfer with 0% intrest for 6months Reviewed on: 10th April 2024

Always keep you informed good customer service

Always keep you informed good customer service Reviewed on: 10th April 2024

Very helpful and good costumer service

Very helpful and good costumer service Reviewed on: 10th April 2024

Easy to apply for the app is easy to follow keep you...

Easy to apply for the app is easy to follow keep you informed of spending and easy to pay within the app Reviewed on: 10th April 2024

Great credit card to rebuild credit rating

A very fair and genuine service for customers. Great communication and payment reminders. Best credit card to rebuild credit rating I've ever experienced Reviewed on: 10th April 2024

Great product, especially if still new to UK and try...

Great product, especially if still new to UK and trying to build up a credit score. Reviewed on: 10th April 2024

Great Product

Great product, great communication, wouldn’t be without it Reviewed on: 10th April 2024

Good card to start building your credit score

Good card to start building your credit score Reviewed on: 10th April 2024

Best credit card

App is easy to use, transactions are very simple and site is easy to get around and security is very good. Reviewed on: 10th April 2024

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