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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Since the use of Zopa Credit Card the Zopa system pr...

Since the use of Zopa Credit Card the Zopa system prompts me so I am in control of how effectively I use my credit card for my benefit. Reviewed on: 10th April 2024

Totally easy to use online portal

Totally easy to use online portal Reviewed on: 10th April 2024

Good credit, low interest, easy eligibility.

Good credit, low interest, easy eligibility. Reviewed on: 10th April 2024

Excellent service

They have great products and excellent service. Forms easy to fill and they have excellent security Reviewed on: 10th April 2024

Never had a problem.

Never had a problem. Kept within limits. Reviewed on: 10th April 2024

Great experience

Great usability on the app and ability to get a pin reminder and to align my payment date with my payday. I would highly recommend zopa for a credit card as it is easy to use and great customer service Reviewed on: 10th April 2024

Is the must efficient credit card company I had know...

Is the must efficient credit card company I had know in Uk until now. Reviewed on: 10th April 2024

Very fair and good to use company

Very fair company. Their app and customer service is fantastic. They always put the customer first. Reviewed on: 10th April 2024

great experience , Zopa doing practically everything...

great experience , Zopa doing practically everything for me without even ask :) highly recommended Reviewed on: 10th April 2024

I have other cards and I like the feeling given off...

I have other cards and I like the feeling given off when Zopa really do care, not always increasing my limit, notyfying me each time I use my card, tells me they care, as a result I feel in charge, but with a little help should I need it. Reviewed on: 10th April 2024

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