Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have found my short time with Zopa to have been co...

I have found my short time with Zopa to have been completely hassle free, in fact a real pleasure which in this modern world goes against the norm. Reviewed on: 10th April 2024

A veryCustomer Service

A very good and easy experience when choosing my card and no issues with it. Reviewed on: 10th April 2024

Great starter credit card

They don't rush your ctedit limit they let you build credit rating up it's easy to use and plenty of options for linking accounts and other cards Reviewed on: 10th April 2024

Easy quick acceptance, providing the right product f...

Easy quick acceptance, providing the right product for my needs and affordability Reviewed on: 10th April 2024

Never had a problem always helpful

Never had a problem always helpful Reviewed on: 10th April 2024

I've had a very good experience with zopa no problem...

I've had a very good experience with zopa no problem at all Reviewed on: 10th April 2024

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaa...

Highly recommended aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa Reviewed on: 10th April 2024

Zopa credit card has been amazing and secure.

Zopa credit card has been amazing and secure. Good customer service Reviewed on: 10th April 2024

They are good but Zopa can try to include online...

They are good but Zopa can try to include online money transfer in to account to withdraw money. Reviewed on: 10th April 2024

Great company.

Great company. Easy to make payments on my credit card. Easy to use the app Reviewed on: 10th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit cards
from Virgin Money 3.82 from 813 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub