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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa has always been open transparent provide great...

Zopa has always been open transparent provide great service Reviewed on: 10th April 2024

I have highly recommended the card to friends

I have highly recommended the card to friends Reviewed on: 10th April 2024

Great company with great support

Great company with great support Reviewed on: 10th April 2024

Zopa credit card is easy to use, you can do things v...

Zopa credit card is easy to use, you can do things very quickly and easily weather it's too make a payment or cancel your card and order order a new one if you notice something suspicious. It's also easy to chat to someone if needed. I love my zopa card. Reviewed on: 10th April 2024

Great app

Easy to use app, how it works explained simply Reviewed on: 10th April 2024

Zopa is good when you need help with bills and...

Zopa is good when you need help with bills and other Reviewed on: 10th April 2024

Zoopa are very helpful when making enquiries and hav...

Zoopa are very helpful when making enquiries and have an amazing customer service, they treat their customers as human beings and not just a number on their records, I have had other credit cards and not been treated half as well as I have by Zoopa, I would highly recommend this company and have done. Reviewed on: 10th April 2024

Using the card and toppjng up etc is so quick and ea...

Using the card and toppjng up etc is so quick and easy and doesn't leave you waiting to update. Reviewed on: 10th April 2024

Very easy to use on app and give people a chance to...

Very easy to use on app and give people a chance to improve credit score Reviewed on: 10th April 2024

Never had any issues always sendgreat payment reminder

Never had any issues always send payment reminder Reviewed on: 10th April 2024

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