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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great product

Easy to use the app and very innovative Reviewed on: 10th April 2024

They are making sure everything is good and always h...

They are making sure everything is good and always help if you need assistance Reviewed on: 10th April 2024

Everything was completed very easily at the start an...

Everything was completed very easily at the start and they keep you updated on offers and credit increases. Reviewed on: 10th April 2024

user friendly

very easy to apply and easy to managed on the app. cant fault anything. Reviewed on: 10th April 2024

Great service, low interest, great mobile app.

Great service, low interest, great mobile app. Excellent customer service Reviewed on: 10th April 2024

Excellent

Excellent communication when talking to them good friendly staff Reviewed on: 10th April 2024

Personal opinion 10/10

Always had difficulty with credit. Zopa fixed that with a manageable limit. Easy app to use and all the info and customer service I could hope for. Paid off my other cards but keeping this one. Reviewed on: 10th April 2024

I find my credit card is a hassle free card

I find my credit card is a hassle free card as I use the app to do all that I need to do whether it be to check my account or pay additional money into my account or alter direct debits, very user friendly. Reviewed on: 10th April 2024

Mr ivan Marian

Very good Reviewed on: 10th April 2024

Clear communication and easy to use app

Clear communication and easy to use app Reviewed on: 10th April 2024

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