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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa? Yes please!!

The simplicity from application to credit increase. It’s like you just don’t have to worry about it, even a new card came without me asking for it. Excellent all rounder. Reviewed on: 10th April 2024

The simplicity of it all.

The simplicity of it all. And everything is at hand with the app. Reviewed on: 10th April 2024

Very good chat fab and customer service as well

Very good chat fab and customer service as well Reviewed on: 10th April 2024

Zopa are very helpful in keeping me up to date...

Zopa are very helpful in keeping me up to date Reviewed on: 10th April 2024

Easy and convenient.

Easy to use app, no fuss and good communication Never had a problem Reviewed on: 10th April 2024

Is very easy to use app I call them and that was ver...

Is very easy to use app I call them and that was very good experience Reviewed on: 10th April 2024

The best customer services I have ever known with go...

The best customer services I have ever known with good communication. Reviewed on: 10th April 2024

great service

Always been great never let me down good service helpful Reviewed on: 10th April 2024

Excellent

Easy to deal with, excellent at answering phones quickly Reviewed on: 10th April 2024

Great phone app that keeps you in control.

Great phone app that keeps you in control. Great customer service Reviewed on: 10th April 2024

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