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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to understand

You get a email telling me when my payment is due and on what date they are going to take payment. The app shows all my transactions in and out and what my balance is. Very happy with how easy it works. Reviewed on: 10th April 2024

Good helpful credit card is my lucky card

Good helpful credit card is my lucky card Reviewed on: 10th April 2024

Friendly efficient and informative about all product...

Friendly efficient and informative about all products with regular updates about all offers Reviewed on: 10th April 2024

Very good experience!.

Very good experience!Very easy to work with the app! Super order Reviewed on: 10th April 2024

They are the excellent company, I have ever known.

They are the excellent company, I have ever known. They are also reliable. I will always recommend Zopa to anyone. Reviewed on: 10th April 2024

Smooth application from start to finish.

Smooth application from start to finish. Great customer service when had to contact them, and sorted any issues quickly. Reviewed on: 10th April 2024

The ZOPA credit card

The ZOPA credit card was easy to apply for, like most people the cost of living crisis caused turmoil at Christmas, I applied for the credit card and it was just at the right time when money was a bit tight, it dropped through my letter box just right for Christmas and eased my finances no end. Reviewed on: 10th April 2024

easy to access credit card and application was quit...

easy to access credit card and application was quit smooth Reviewed on: 10th April 2024

Happy with offer and up to date app

Happy with offer and up to date app Reviewed on: 10th April 2024

It was seamless getting the card

It was seamless getting the card and increasing the value of my credit card. Reviewed on: 10th April 2024

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