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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good credit card you pay easy money and the De...

Very good credit card you pay easy money and the Dee at debit Reviewed on: 10th April 2024

Great company

They are easy to communicate with and understandable. Reviewed on: 10th April 2024

Excellent

A+ service can always set your Bianca what you spent Reviewed on: 10th April 2024

The Customer Service Department has been working wel...

The Customer Service Department has been working well to ensure all queries are handled correctly with our satisfaction. Reviewed on: 10th April 2024

I had a slight issue with my delivery address for my...

I had a slight issue with my delivery address for my credit card but customer service really went above and beyond and helped me get my card to my new address. The app is effortless to use never had a problem with zopa. Great work guys. Reviewed on: 10th April 2024

Zopa quality

Credit card that’s very handy and useful cannot fault it Reviewed on: 10th April 2024

Highly recommended

Good rates and promotions,reliable customer service,the Zopa app is very easy to use, Reviewed on: 10th April 2024

This credit deserve trying

I think zopa is very responsible lender helping people with The por credit to go in The better position. Reviewed on: 10th April 2024

Very easy to organise the App and the customer servi...

Very easy to organise the App and the customer service team are very good and highly professional. Reviewed on: 10th April 2024

I applied, with a bad credit rating.

I applied, with a bad credit rating, simple to apply and received my card within 3 days. Gives me a little extra money when needed. Reasonable interest rate. Reviewed on: 10th April 2024

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