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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Very transparent with fees and easy to use. Perfect for people that need to build their credit. Reviewed on: 10th April 2024

Business manager and experience about food, speciall...

Business manager and experience about food, specially grill food Reviewed on: 10th April 2024

Good credit card to build the credit score

Good credit card to build the credit score Reviewed on: 9th April 2024

A great financial assistant

Zopa have been very helpful in managing my finances and planning ahead with my money Reviewed on: 9th April 2024

Easy to use, No issues in buying online or in store.

Easy to use, No issues in buying online or in store. Reviewed on: 9th April 2024

Clear communication - Would definitely recommend Zopa

Clear communication, helpful tools and resources to ensure you are able to budget and manage your money effectively. Reviewed on: 9th April 2024

The application is not complicated and the app is br...

The application is not complicated and the app is brilliant Reviewed on: 9th April 2024

Always happy to help.

Always happy to help. They don't judge. Easy to use. Accepted everywhere. They also give you a fresh start. What I really like is if you know you need money in the future you can actually stop yourself spending it on the app. Really helpful. Reviewed on: 9th April 2024

I got zopa credit card at the right time.

I got zopa credit card at the right time. Though the credit limit wasn't as much as I had desired, but it was a game changer. Reviewed on: 9th April 2024

Feedback

Just such a great company so easy app and always keeping me updated deffo recommend this card Reviewed on: 9th April 2024

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