Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very very good customer service and helpful and kind

Very very good customer service and helpful and kind Reviewed on: 9th April 2024

Satisfaction

So far I am enjoying my experience with zopa, wihat ever issue I had I have been provided with the right advice in fact they are always there when you need them. Zopa is the best credit card that I hold Reviewed on: 9th April 2024

I have had good experience, the app keeps me updated.

I have had good experience, the app keeps me updated. Customer experience excellent Reviewed on: 9th April 2024

The App is so simple and intuitive.

The App is so simple and intuitive. Customer service is soon with you. Reviewed on: 9th April 2024

Great and excellent and a good customer service

Great and excellent and a good customer service Reviewed on: 9th April 2024

Very polite and helpful customer service both on the...

Very polite and helpful customer service both on the telephone and chat group. Helped with issue and resolved very quickly. Having lost card very swift to send replacement Reviewed on: 9th April 2024

Was so easy to set up & very clear on the app.

Was so easy to set up & very clear on the app. Reviewed on: 9th April 2024

It's convenient and widely acceptable.

It's convenient and widely acceptable. Reviewed on: 9th April 2024

Great all rounder!

Great customer service, every time I contact customer service for all kinds of issues they are quick to resolve it Reviewed on: 9th April 2024

Excellent company does what is says

Excellent company does what is says Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.82 from 813 reviews
Credit card
from M&S Bank - Marks and Spencer 3.69 from 205 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub