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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Never had an issue throughout time with them and alw...

Never had an issue throughout time with them and always found it easy to understand where I am with my credit card at any time with their app. Reviewed on: 9th April 2024

Credit builder 5*

Helped me rebuild my credit score Reviewed on: 9th April 2024

Clear communication from Zopa by email and through t...

Clear communication from Zopa by email and through the Zopa app Reviewed on: 9th April 2024

Excellent service.

Excellent service. Best customer service. Easy to use. Reviewed on: 9th April 2024

5 star customer service

Customer service always first class any issues sorted out super fast Reviewed on: 9th April 2024

Very good happy with product helpful and diverse

Very good happy with product helpful and diverse Reviewed on: 9th April 2024

great help when card was blocked

great help when card was blocked Reviewed on: 9th April 2024

Fantastic easy access to credit.

Fantastic easy access to credit. Easy to use app Reviewed on: 9th April 2024

Client comes first.

They keep me informed of all te changes, ow my account is going, if there are any issues I need to look at. Reviewed on: 9th April 2024

Very good communication and easy to understand state...

Very good communication and easy to understand statements Reviewed on: 9th April 2024

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