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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Understanding and one of the best out there can’t re...

Understanding and one of the best out there can’t really say much, they just one of the best for all the credit cards Zopa is the best one for them I really good Reviewed on: 9th April 2024

Really easy to use and helpful and always see you pa...

Really easy to use and helpful and always see you pay all time on date and give you increases when needed it. Reviewed on: 9th April 2024

came in at the right time.

came in at the right time. Financial help when you need it Reviewed on: 9th April 2024

Very good customer care and service keep up to date...

Very good customer care and service keep up to date with your spending defo a good company Reviewed on: 9th April 2024

Mr Janusz

I will say briefly and concisely the best credit company I have ever dealt with!!! Reviewed on: 9th April 2024

The best

Easy to use , simple to use , information always available Reviewed on: 9th April 2024

Easy to use app, very transparent company.

Easy to use app, very transparent company. Excellent customer service. Reviewed on: 9th April 2024

A great Credit card

A great service and a great Credit Card Reviewed on: 9th April 2024

Great service easy to use great app and control of p...

Great service easy to use great app and control of payments Reviewed on: 9th April 2024

I love Zopa.

I love Zopa. The apps so easy. It helps me manage my money. The increase credit rating when I show I’ve been responsible with my spending and it’s really helping me manage my money and better my credit score. I’d of been lost the last couple of years without them. Reviewed on: 9th April 2024

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