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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App easy to understand my account

App easy to use good understanding of my account Reviewed on: 9th April 2024

Great customer service.

Great customer service. Easy to use App. Reviewed on: 9th April 2024

I'm very happy with zopa credit card.

I'm very happy with zopa credit card. Reviewed on: 9th April 2024

Great Service Delivered

Zopa has been a great creditor, communicates efficiently and understand and comes up with a solution if and when I have a problem. Already directed my partner to them for future credit Reviewed on: 9th April 2024

Zopa deliver. Simple and futureproof.

From the outset, Zopa have delivered what they promised. Excellent customer service, communication and transparency. The app is great and the follow up emails are helpful. Thank you Zopa. Here's to many more years of a healthy financial relationship. Reviewed on: 9th April 2024

I definitely recommend it, easy to use

I definitely recommend it, easy to use Reviewed on: 9th April 2024

I have a good experience with zopa.

I have a good experience with zopa. They are reliable Reviewed on: 9th April 2024

Always very helpful and understanding when i spoke t...

Always very helpful and understanding when i spoke to someone very helpful Reviewed on: 9th April 2024

App Zopa

The app is praised for being user-friendly, allowing for customizable payments and easy early repayments. Reviewed on: 9th April 2024

I’ve had no problems with Zopa and anything I need t...

I’ve had no problems with Zopa and anything I need to know or need help with they are very willing to help me and all get me sorted out with anything Reviewed on: 9th April 2024

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