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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

My credit history was poor and after years of rebuil...

5
My credit history was poor and after years of rebuilding my credit Zopa helped with a credit card. Fantastic company and easy to maintain through the app. Reviewed on: 9th April 2024
John p's avatar
John p

They have been very helpful to me

5
They have been very helpful to me Reviewed on: 9th April 2024
Mamdouh Habib's avatar
Mamdouh Habib

Easy to use credit card and app.

5
Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024
BALA A's avatar
BALA A

Great customer service, good interest rates, reliabl...

5
Great customer service, good interest rates, reliable app, good reputation I'm impressed by them and have had personal loans as well previously Reviewed on: 9th April 2024
Chris s 's avatar
Chris s

Good customer service.

5
Good customer service. Easy to use app. Reviewed on: 9th April 2024
Lee's avatar
Lee

The process to assess the zopa credit card was easy...

5
The process to assess the zopa credit card was easy and straightforward Reviewed on: 9th April 2024
Temitope 's avatar
Temitope

Great credit card that even allows you to have a cre...

5
Great credit card that even allows you to have a credit cushion to budget for lifes unexpected bills. Reviewed on: 9th April 2024
Peter T's avatar
Peter T

Credit for the deserving

5
Zopa stepped up and gave me a credit card at a time when things had been difficult. They helped me control my credit facility and only when it was right did they increase my credit in a controlled manner Reviewed on: 9th April 2024
Mark S's avatar
Mark S

Easy to use credit card and app.

5
Easy to use credit card and app. Very informative and great for improving my credit score Reviewed on: 9th April 2024
emmajane.long@gmail.com's avatar
[email protected]

App has everything

5
Simple breakdown of information and all info required on app Reviewed on: 9th April 2024
Kenny's avatar
Kenny

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