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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing app easy to Keep track of your spending and...

Amazing app easy to Keep track of your spending and making regular payments Reviewed on: 9th April 2024

It’s is the best card I ever used, it helped me in t...

It’s is the best card I ever used, it helped me in the very low times of my day to day lives a very thanks to the provider Reviewed on: 9th April 2024

Easy to use, good clear app now getting bored

Easy to use, good clear app now getting bored Reviewed on: 9th April 2024

Excellent service

No had any problems questions always been answered brilliant service Reviewed on: 9th April 2024

Great service and friendly staff always very happy t...

Great service and friendly staff always very happy to help Reviewed on: 9th April 2024

It's a winner for me

Zopa gave me a chance to impoverished my credit score. I am able to get insights into my credit report and customer service is excellent, with understanding, empathy, and knowledge, willingness to help find solutions. Reviewed on: 9th April 2024

Very good service and excellent quality

Very good service and excellent quality Reviewed on: 9th April 2024

great customer service

great customer service good always easy to talk too Reviewed on: 9th April 2024

Great customer service and great credit t

Great customer service and great credit t Reviewed on: 9th April 2024

Just so simple and straight forward.

Just so simple and straight forward. I can instantly keep track of my spending helping me to manage my finances better - thanks Reviewed on: 9th April 2024

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