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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa has helped me build my credit score

Zopa has helped me build my credit score Reviewed on: 9th April 2024

Simple and easy no fuss credit card

Simple and easy no fuss credit card Reviewed on: 9th April 2024

Excellent customer service easy to use app

Excellent customer service easy to use app Reviewed on: 9th April 2024

Great customer service no nonsense credit card

Great customer service no nonsense credit card Reviewed on: 9th April 2024

Amazing credit card

Amazing credit card experience with them Reviewed on: 9th April 2024

Great experience simple to apply great service

Great experience simple to apply great service Reviewed on: 9th April 2024

Easy peasy

App is easy and managed well by head office with talking people not a machine Reviewed on: 9th April 2024

App and card straightforward

Card easy to use, app is also easy to use Reviewed on: 9th April 2024

Easy to use.

Easy to use. The zopa app allows you to keep on track. Reviewed on: 9th April 2024

Always had Excellent customer service

Always had Excellent customer service Reviewed on: 9th April 2024

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