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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very good experience, never had any issues and easy...

Very good experience, never had any issues and easy to use Reviewed on: 9th April 2024

Zopa are always more than helpful anytime I have nee...

Zopa are always more than helpful anytime I have needed to contact them Reviewed on: 9th April 2024

Great credit card.

Great credit card.I love everything about it Reviewed on: 9th April 2024

Great mobile app easy to poy bill.

Great mobile app easy to check balance and poy bill. Easy to set up direct debit tomoay minimum payment. Reviewed on: 9th April 2024

Very best

Very good company and good luck for the reward (zopa ) Reviewed on: 9th April 2024

Great interest rate , easy to manage

Great interest rate , easy to manage Reviewed on: 9th April 2024

Very helpful, no problems at all

Very helpful, no problems at all Reviewed on: 9th April 2024

I have had very good service from Zopa and no issues...

I have had very good service from Zopa and no issues at all Reviewed on: 9th April 2024

Great credit company.

Great credit company. No issue easy to use and helpful Reviewed on: 9th April 2024

Best card so easy to use credit limit increase the b...

Best card so easy to use credit limit increase the best just a perfect credit card Reviewed on: 9th April 2024

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