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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card great app easy to use

Great credit card great app easy to use Reviewed on: 9th April 2024

Card build your score.

Card build your score. Really good Reviewed on: 9th April 2024

It’s all just so easy!

Very easy to deal with. Excellent communication and a very user friendly app that helps me keep my finances in check. Reviewed on: 9th April 2024

Very good credit card im happy

Hi. Very good credit card im happy. Reviewed on: 9th April 2024

Excellent credit card and good rates

Excellent credit card and good rates Reviewed on: 9th April 2024

Reliable and sensible !

Reliable and sensible !Fantastic opportunity to build up your credit. Reviewed on: 9th April 2024

I ha e been with zopa for over a year now with no is...

I ha e been with zopa for over a year now with no issues and great service Reviewed on: 9th April 2024

Easy to apply - a great value credit card

I found the zopa card easy to apply for online. once accepted their app based card management is very clear, easy to navigate and use. Reviewed on: 9th April 2024

Fast straight forward application, excellent app lo...

Fast straight forward application, excellent app lots of tools in it, and they always helps you to stay on track with repayment and your finances. Reviewed on: 9th April 2024

Good listener, able to solve issues at a quick go.

Good listener, able to solve issues at a quick go. No long waiting to speak with the customer service. Friendly customer services and problems solving Reviewed on: 9th April 2024

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