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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easyto use my credit card and not too...

Very easy to use my credit card and not too expensive Reviewed on: 9th April 2024

I have a credit card and I am extremely pleased with...

I have a credit card and I am extremely pleased with the service they give me I have no trouble using the card. Thank you very much for your kind service you are giving me Your sincerely, George Tustin Reviewed on: 9th April 2024

Very professional.

Was in debt for years but managed to clear the debt .zopa offered me a credit card with no hassle .I have been with them for a while now and they are great.they are very professional and always helpful with any questions I have. Reviewed on: 9th April 2024

Provide excellent service and just what I'm after.

Provide excellent service and just what I'm after. Reviewed on: 9th April 2024

Very easy to use , the app is brilliant

Very easy to use , the app is brilliant Reviewed on: 9th April 2024

Excellent customer service and easy app to manage mo...

Excellent customer service and easy app to manage money Reviewed on: 9th April 2024

Fabulous

Amazing with never any issues. I have been with Zopa for 3 years now and have been absolutely thrilled with the service, especially their communication. Reviewed on: 9th April 2024

Always happy to help when others won't

Always happy to help when others won't Reviewed on: 9th April 2024

Great companu

Any issues I've had have been dealt with efficiently and easily. Reviewed on: 9th April 2024

Great credit card provider...

I have always found Zopa a great credit card provider Reviewed on: 9th April 2024

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