Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helped to turn my credit score around

Helped to turn my credit score around Reviewed on: 9th April 2024

Excellent service from ZOPA.

Excellent service from ZOPA. Very easy app to use and well laid out . Plenty of information should you need it . Very impressed. Reviewed on: 9th April 2024

Keep up the excellent service always here to help

Always keep you updated excellent service Reviewed on: 9th April 2024

It’s Class

Very good service. Easy to navigate. App easy to use also. No complaints Reviewed on: 9th April 2024

Clear concise and easy to navigate

Easy to use the app very clear and concise, easy to use if you have any questions easy to use the app email or phone to contact Reviewed on: 9th April 2024

Very is clean and easy with transfers and pay

Very is clean and easy with transfers and pay Reviewed on: 9th April 2024

Been excellent for ne and family

Been excellent for ne and family Reviewed on: 9th April 2024

Great service

Great service, and I hope to continue using your services for a long time Reviewed on: 9th April 2024

Zopa card is very easy to use, arrived quickly to my...

Zopa card is very easy to use, arrived quickly to my home, works well on Google Pay simplifying its use all over the place. Their customer service is very good and I am very pleased to have got it. Reviewed on: 9th April 2024

Fantastic Service & Company

Easy set up. Great & easy to manage app. Communication is Great. Updates on Products & Services which are on offer. Various Payment methods. Great product & Fantastic Service & Company. Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub