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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

always there when I need it most

always there when I need it most Reviewed on: 9th April 2024

Very good easygoing l am so happy with them

Very good easygoing l am so happy with them Reviewed on: 9th April 2024

Great card

Great card. No problems. Would love a credit increase Reviewed on: 9th April 2024

Excellent

Brilliant service,easy to use online banking n paying app. Reviewed on: 9th April 2024

such a great credit card.

such a great credit card. Payments and app are great/instant. Know what % of my credit I am using. this is Clear, transparent, apr is reasonable. best credit card I've ever had. Fabulous! Reviewed on: 9th April 2024

Thoroughly recommend

Best company I've ever dealt with Reviewed on: 9th April 2024

Zopa was quick and easy to apply for and had enabled...

Zopa was quick and easy to apply for and had enabled me to have a card for small purchases that makes it easy to pay off Reviewed on: 9th April 2024

Never had a problem with them.

Never had a problem with them. Professional company helpful Reviewed on: 9th April 2024

Best lender

Well it’s one thing for a company to lend money but Zopa just do with a different attitude of looking out for you rather than themselves Reviewed on: 9th April 2024

Very good I'm like this card and rates

Very good I'm like this card and rates Reviewed on: 9th April 2024

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