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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fabulous service highly recommend

Fabulous service highly recommend Reviewed on: 9th April 2024

You are the best and I trust you

You are the best and I trust you Reviewed on: 9th April 2024

Brilliant service, simple application process and ex...

Brilliant service, simple application process and excellent advice Reviewed on: 9th April 2024

Very easy app to navigate.

Very easy app to navigate. Credit limit increases regular with regular payments. Reviewed on: 9th April 2024

Outstanding service provided by Zopa

Outstanding service provided by Zopa Reviewed on: 9th April 2024

5 star all round customer service is the best very h...

5 star all round customer service is the best very helpful Reviewed on: 9th April 2024

Nothing bad to say about Zopa at all.

Nothing bad to say about Zopa at all. Very happy with the rates, the app and customer service. Reviewed on: 9th April 2024

Easy to use.

Easy to use. Easy to acquire. The online account is excellent Reviewed on: 9th April 2024

The best credit card I've ever had, they are brillia...

The best credit card I've ever had, they are brilliant so is their app. Reviewed on: 9th April 2024

Easy to apply excellent service

Easy to apply excellent service good customer service Reviewed on: 9th April 2024

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