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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing customer service and great credit card with...

Amazing customer service and great credit card with manageable limit Reviewed on: 9th April 2024

Great services simply does what you need when you ne...

Great services simply does what you need when you need it Reviewed on: 9th April 2024

Quick and easy process with great customer service

Quick and easy process with great customer service Reviewed on: 9th April 2024

Easy to use and great service

I have enjoyed the ease of use and paying for my purchases. Customer service is excellent. Reviewed on: 9th April 2024

Helped me out.

I tried for credit a few times amd fot turned down. Thankfully zopa help me at a time when no one else would. Thank you. Reviewed on: 9th April 2024

I've had the card for a while and its amazing I can...

I've had the card for a while and its amazing I can pay for anything anywhere, where other cards are not accepted Reviewed on: 9th April 2024

Was ill in hospital and had to constantly explain to...

Was ill in hospital and had to constantly explain to them. Harassing calls and messages and emails Reviewed on: 9th April 2024

I’ve had a good experience with this company never h...

I’ve had a good experience with this company never had a problem always helped me when I needed it Reviewed on: 9th April 2024

The best credit card ever I have used.

The best credit card ever I have used. Reviewed on: 9th April 2024

It is really a good credit card for beginners.

It is really a good credit card for beginners. Good support from customer care Everytime Reviewed on: 9th April 2024

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