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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick and Easy!

Quick and easy application process for their products, ideal for individuals with poor credit scores. Reviewed on: 6th April 2024

A very happy customer with Zopa

Zopa are very good with their response Reviewed on: 6th April 2024

As easy as A - Z

It was simple & straightforward to get a Zopa credit card. Reviewed on: 6th April 2024

Applied for a credit card straight forward, instant...

Applied for a credit card straight forward, instant check and agreement.Keeps you updated on any expenditures tools used give you personalised offers and insights. Reviewed on: 5th April 2024

Proud to be a customer

Open honest banking Great customer service when you ring them Reviewed on: 5th April 2024

Great company.

Great company. I would highly recommend Reviewed on: 4th April 2024

Fair offers

Fair offers. The application is easy to use. International transaction speeds. Reviewed on: 4th April 2024

Applied out of curiosity and was given a card with a...

Applied out of curiosity and was given a card with a small limit to help build my credit rating back up , payments are affordable which is definately a plus Application took a few minutes and card was delivered within a week Reviewed on: 4th April 2024

THE WORST CUSTOMER SERVICE EVER !

THE WORST CUSTOMER SERVICE EVER !!!!! CANCELLED THE WRONG CARD and left me in the SH!t !!!! Reviewed on: 4th April 2024

Excellent service.

Excellent service. I like the simplicity of the website. Very easy to navigate. The card is stylish. I’m working to improve my credit rating and this card is going to help a great deal. Reviewed on: 4th April 2024

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