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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good experience in the usage of their app and lower...

Good experience in the usage of their app and lower rate in term of their APR Reviewed on: 8th March 2024

Star awards winners

Great company easy app to use overall excellent Reviewed on: 8th March 2024

Easy application process, excellent service and comm...

Easy application process, excellent service and communication Reviewed on: 7th March 2024

Great service

No problems at all. I’d like to stay with them for a long time Reviewed on: 7th March 2024

I love Zopa always good in an emergency

I love Zopa always good in an emergency Reviewed on: 7th March 2024

I would like it to also include businesses

I would like it to also include businesses Reviewed on: 7th March 2024

I started of with bad credit and took thus credit ca...

I started of with bad credit and took thus credit card put and my score is improving Reviewed on: 7th March 2024

Great customer services.

Great customer services. The one time I called to discuss a payment, the advisor was very understanding about my financial situation and we were able to arrange a comfortable payment date. Reviewed on: 7th March 2024

Zopa is a perfect credit card I have ever come across.

Zopa is a perfect credit card I have ever come across. Reviewed on: 7th March 2024

Very good

Very good credit card app I like it a lot I use the app a lot I do tell people about the app and they like the sound of it Reviewed on: 7th March 2024

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