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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I love Zopa credit card is best credit card I have i...

I love Zopa credit card is best credit card I have in my life Reviewed on: 6th March 2024

Easy-going

Everything is simple and straightforward no hassle and very helpful. Reviewed on: 6th March 2024

i like the simple things in life,so when directions...

i like the simple things in life,so when directions costs are clear im happy Reviewed on: 6th March 2024

Was the only one provider who aproved my credit appl...

Was the only one provider who aproved my credit application,despite my poor credit score.Everybody deserve a second chanse. Reviewed on: 6th March 2024

Zopa are fantastic!

Zopa are fantastic!!! All services covered, great customer service! ***** Reviewed on: 6th March 2024

Easy to track

Easy to track spending and investment growth. Reviewed on: 6th March 2024

Easy and straightforward to set up.

Easy and straightforward to set up. The app is really good for tracking spending and payments. Reviewed on: 6th March 2024

Just a fantastic company who I believe has the custo...

Just a fantastic company who I believe has the customer at heart. Great communication easy to use app highly recommend this company anyone nothing is a problem Reviewed on: 6th March 2024

Good platform for folks starting to build credit.

Good platform for folks starting to build credit. refused for credit to be transferred to a zero interest platform. Reviewed on: 6th March 2024

Great customer service and decent percentage rates

Great customer service and decent percentage rates Reviewed on: 6th March 2024

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