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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit

Do not force increases on you have other products and help advise Reviewed on: 6th March 2024

excellent IN CARD ENQUIRIES

excellent THERE IS NO REASON FOR CONCERN FOR ME Reviewed on: 6th March 2024

Great card Easy to contact would recommend

Great card Easy to contact would recommend Reviewed on: 6th March 2024

App is so easy and I get lots of reminders and infor...

App is so easy and I get lots of reminders and information from Zopa Customer service is excellent always helpfull Reviewed on: 6th March 2024

Excellent service simple and easy to use

Excellent service simple and easy to use Reviewed on: 6th March 2024

Replacement cards and Pin

Replacement cards come without having to order and love the pin view on app Reviewed on: 6th March 2024

It has been possible to get a good finance's for mys...

It has been possible to get a good finance's for myself and the family Reviewed on: 6th March 2024

Invaluable card to get back on track

Got my Zopa card to help rebuild my credit score and couldn’t be happier with it. Zopa allows me to really keep on top of my spending and has some great tools to help me keep on track. It also has some great advice on how to make the best your spare cash and boost your score. It’s great that it allows me to view all my accounts in one place. Very happy with my Zopa card. Keep up the great work Reviewed on: 6th March 2024

Very easy to work with the app fast access to your c...

Very easy to work with the app fast access to your card spending. Reviewed on: 6th March 2024

ZOPA IS GOOD

Zopa is very flexible and easy to use their Credit Card without hidden charges Reviewed on: 6th March 2024

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