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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I like zopa, it's a super good and quality card

I like zopa, it's a super good and quality card Reviewed on: 6th March 2024

Really helpful team easy to switch balances

Really helpful team easy to switch balances Reviewed on: 6th March 2024

Excellent service quick and efficient at responding...

Excellent service quick and efficient at responding to enquiries Reviewed on: 6th March 2024

Brilliant services so helpful easy apps just brilliant

Brilliant services so helpful easy apps just brilliant Reviewed on: 6th March 2024

5Star service

Nice people to talk to and deal with Reviewed on: 6th March 2024

Good customer service

Have experience it personally , Good customer service Reviewed on: 6th March 2024

Good service and easy to use app

Good service and easy to use app Reviewed on: 6th March 2024

Very easy to set up and helpful customer service

Very easy to set up and helpful customer service Reviewed on: 6th March 2024

Good for improving credit score when repaying funds...

Good for improving credit score when repaying funds available straight away no need to wait a few days for payment to appear Reviewed on: 6th March 2024

The fact that it keeps me informed about my usage an...

The fact that it keeps me informed about my usage and I can easily check my status on any of my devices at the touch of a button is a great help. Also being a pensioner it gives me just the right amount of credit Reviewed on: 6th March 2024

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