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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Previous loan experience was completely hassle free...

Previous loan experience was completely hassle free start to completion. Credit card facility is easy and professional to use. Reviewed on: 5th March 2024

ZOPA CAR

HAD NO PROBLEMS. ALL HAS BEEN VERY GOOD Reviewed on: 5th March 2024

Good perfect timing in the world zopa

Good bhifvperfectnngvvgftg#':&:'*3&*_&' Reviewed on: 5th March 2024

Ace great service.

Ace great service. App is brilliant Reviewed on: 5th March 2024

Well am with Zopa for a few years and my credit card...

Well am with Zopa for a few years and my credit card has never been increased that's my only experience Reviewed on: 5th March 2024

Really am very happy when I use zopa Credit Card ban...

Really am very happy when I use zopa Credit Card bandle of Thanks Zoba company x Reviewed on: 5th March 2024

Nice and easy to use and easy to keep track on with...

Nice and easy to use and easy to keep track on with the app Reviewed on: 5th March 2024

Website was easy to follow, was accepted and setting...

Website was easy to follow, was accepted and setting up direct debits was simple Reviewed on: 5th March 2024

Great card

Good app, good customer service, accepted everywhere and a decent rate for credit building which is what I am using it for - every interaction I have had with them is positive and I have a sensible credit limit Reviewed on: 5th March 2024

Great customer care and I found it easy applying for...

Great customer care and I found it easy applying for a card Reviewed on: 5th March 2024

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