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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant card and excellent service

Brilliant card and excellent service Reviewed on: 5th March 2024

Excellent credit card.

Excellent credit card. Useful when I need it. Reviewed on: 5th March 2024

Attentive attitude towards clients

Attentive attitude towards clients Reviewed on: 5th March 2024

Easy app to use, clear information, really helpful

Easy app to use, clear information, really helpful Reviewed on: 5th March 2024

hastle free credit card

no issues what so ever, simple banking Reviewed on: 5th March 2024

Ibhave found Zopa to be easy to use.

Ibhave found Zopa to be easy to use. Evrything explained simply and help provided fast if needed. Reviewed on: 5th March 2024

Very proactive and fast in attending to customers.

Very proactive and fast in attending to customers. Reviewed on: 5th March 2024

Good experience, very quickly, and helpful

Good experience, very quickly, and helpful Reviewed on: 5th March 2024

Great card

Great credit card always well informed and excellent services Reviewed on: 5th March 2024

Fantastic service

Zopa provide fantastic service, especially for those wanting to build their credit rating. Clear concise charges & fees, easy to read contracts & terms. Everything made simple Reviewed on: 5th March 2024

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