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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Subscribing to Zopa credit card has helped me improv...

Subscribing to Zopa credit card has helped me improve my credit score. also the response from their team is excellent. Reviewed on: 5th March 2024

Zopa has been brilliant with me I'm an oap they most...

Zopa has been brilliant with me I'm an oap they most helpful when I was just starting with them Reviewed on: 5th March 2024

The app works excellent great service

The app works excellent great service Reviewed on: 5th March 2024

easy to deal with and never an issue

easy to deal with and never an issue Reviewed on: 5th March 2024

Great service and very reliable would highly recomme...

Great service and very reliable would highly recommend Zopa Reviewed on: 5th March 2024

Always easy too use no issues straight forward

Always easy too use no issues straight forward Reviewed on: 5th March 2024

Very easy to use system, credit card app is great...

Very easy to use system, credit card app is great Reviewed on: 5th March 2024

Good service, pleasant staff, knowledgeable, good rates

Good service, pleasant staff, knowledgeable, good rates Reviewed on: 5th March 2024

Treated with respect great easy free process asked a...

Treated with respect great easy free process asked at every step how I was......Great service all around Reviewed on: 5th March 2024

The mobile app is easy to use and transaction are up...

The mobile app is easy to use and transaction are updated immediately. I also get SMS notifications when I have made a purchase. This gives me peace of mind. Reviewed on: 5th March 2024

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Want to see more from Zopa?

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