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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card great when ringing up too

Great credit card great when ringing up too Reviewed on: 5th March 2024

Excellent credit card security too good

Excellent credit card security too good Reviewed on: 5th March 2024

it's what it says on the paper.

it's what it says on the paper. because If I have pro lem with my monthly bill they are there Reviewed on: 5th March 2024

Easy application.

Easy application. Credit card arrived quickly. Good credit limit to build up my credit history. App is easy to use and keep on track of balance and payments Reviewed on: 5th March 2024

Excellent credit card...

Easy to use credit card and app and great communication Reviewed on: 5th March 2024

Very good and helpful

Very good and helpful will be telling friends and family all about Zopa Reviewed on: 5th March 2024

Thank you

They were there when I needed them Reviewed on: 5th March 2024

Excellent

Helped me alot for my extra expenditure Reviewed on: 5th March 2024

Great and helpful when you need them they are there.

Great and helpful when you need them they are there. Reviewed on: 5th March 2024

I have not yet had to use customer service as yet th...

I have not yet had to use customer service as yet that’s how good this card is Reviewed on: 5th March 2024

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