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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent communication & customer service.

Excellent communication & customer service. Reviewed on: 5th March 2024

Don’t up overdraft as a valued customer

Don’t up overdraft as a valued customer Reviewed on: 5th March 2024

Easy to apply

Easy to apply, simple application and very quick to get the card Reviewed on: 5th March 2024

Zopa credit card is amazing card.10/10

Zopa credit card is amazing card. Team are friendly, easy to use. Everything prefect. I am so happy have that. Reviewed on: 5th March 2024

Good credit card.

Good credit card. Increase credit limit as at when due Reviewed on: 5th March 2024

Excellent experience

I have had no bad experience with ZOPA, Just excellent advice on my account and give me good advice Reviewed on: 5th March 2024

Best card out there

Very helpful great lay out app is easy to download Reviewed on: 5th March 2024

Zopa are great as they don't just give out unrealist...

Zopa are great as they don't just give out unrealistic credit that is hard to pay back.. Reviewed on: 5th March 2024

Zopa app.

Zopa has a very easy app easy to maje payments and its easy to understant the app Reviewed on: 5th March 2024

Best credit card around

Brilliant customer service. Just received my replacement card and followed the easy instructions on how to get it started up. They are so understanding when you need to call them and can’t do enough for you. Would absolutely recommend Zopa! Reviewed on: 5th March 2024

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