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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I really really enjoyed it and I will continue using...

I really really enjoyed it and I will continue using it Reviewed on: 5th March 2024

Great experience so far, I have been using their cre...

Great experience so far, I have been using their credit card for some years now and my ride has been smooth. Reviewed on: 5th March 2024

Very good service secured everything owned control

Very good service secured everything owned control Reviewed on: 5th March 2024

Good system and excellent service

Good system and excellent service Reviewed on: 5th March 2024

Very easy to use and manage.

Very easy to use and manage. APP is user friendly and customer service is excellent. Reviewed on: 5th March 2024

Customer Service

They are so supportive and try to solve problems quickly. Reviewed on: 5th March 2024

Have had a positive experience so far.

Have had a positive experience so far. Not been with them very long but very good up to now Reviewed on: 5th March 2024

Very efficient and helpful highly recommend Zopa

Very efficient and helpful highly recommend Zopa Reviewed on: 5th March 2024

Easy to use app even for myself not technology exper...

Easy to use app even for myself not technology experienced also useful additional information available on the app all in one place! Reviewed on: 5th March 2024

I have great experience with zopa and helped me out...

I have great experience with zopa and helped me out of very tight spots frequently... excellent experience Reviewed on: 5th March 2024

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