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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Service.nice pleasant staff always a good service

Always pleasant when you ring up always helpful and ubd Reviewed on: 5th March 2024

I was looking for possible credit card offer who sui...

I was looking for possible credit card offer who suit my financial commitment and only zopa attaracted me and make it easy process all way until I got my credit card also explain nicely how I get the best out of my credit card, I am glad I dealt with customer service team once who cared about my issue from the minute I rang them and sort it out easy. Reviewed on: 5th March 2024

It was easy to apply for and all instructions for se...

It was easy to apply for and all instructions for setting up are clear. Reviewed on: 5th March 2024

Wonderful experience, great service

Wonderful experience, great service Reviewed on: 5th March 2024

It really good and I love it.

It really good and I love it. I have been using the credit card for 4 years now Reviewed on: 5th March 2024

Always easy to contact and billing is so easy to und...

Always easy to contact and billing is so easy to understand. Everything is simple and not complicated Reviewed on: 5th March 2024

Applied for a credit card approved and done professi...

Applied for a credit card approved and done professionally Reviewed on: 5th March 2024

Excellent customer experience and service

Excellent customer experience and service Reviewed on: 5th March 2024

The product is easy to use and they provide helpful...

The product is easy to use and they provide helpful guidance Reviewed on: 5th March 2024

I have been happy with zopa from day 1 excellent com...

I have been happy with zopa from day 1 excellent company Reviewed on: 5th March 2024

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