Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 40,020 reviews, last reviewed 26th Apr 2025
66% increase in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very user friendly based app and helpful Very user friendly based app and helpful Reviewed on: 26th April 2025
Amanda 's avatar
Amanda

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40020)

Review of the Zopa, Credit Card:

..'BRILLIANT'!..

5
..'An incredibly USER FRIENDLY App, together with a no complicated & efficient system with regards to all financial transactions: whether it be purchases, or repayments. I am extremely happy to have a ZOPA Credit Card helping me with both large and small day-to-day business '..(THANKING YOU KINDLY to the team at ZOPA!) Reviewed on: 16th January 2025

Haven't had anything I could fault with Zopa plenty...

5
Haven't had anything I could fault with Zopa plenty of updates via eemail. The app is extremely easy to navigate Reviewed on: 26th April 2025

Excellent service and presentation of products.

5
Excellent service and presentation of products. Reviewed on: 26th April 2025

Very good

5
Excellent service all round highly recommended Reviewed on: 26th April 2025

Great service very quick and efficient

5
Great service very quick and efficient Reviewed on: 26th April 2025

Very helpful and professional staff.

5
Very helpful and professional staff. Reviewed on: 26th April 2025

I believe that the best is all I need.

5
I believe that the best is all I need. Reviewed on: 26th April 2025

ZOPA is an excellent card and service received is ou...

5
ZOPA is an excellent card and service received is outstanding Reviewed on: 26th April 2025

Rebuilding credit rating, excellent card.

5
Rebuilding credit rating, excellent card. Manageable Reviewed on: 26th April 2025

Zopa very user friendly and great rates

5
I had a below average credit rating and struggled to get credit elsewhere without astronomical interest rates. Then along came Zopa with my credit card and later a loan. I have been able to do all the things I wanted and more. A nice holiday, home improvements and get in control again of my credit score and lower payments. Zopa have been fantastic for me. No phone calls, no letters, just everything I need all on my phone. Super duper Zopa. Reviewed on: 26th April 2025

Excellent customer service reasonable rates easy to...

5
Excellent customer service reasonable rates easy to use app Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products