Write a review

Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40270 reviews)

View other Zopa products

4.93

Based on 40,270 reviews, last reviewed 12th Jun 2025

17% decrease in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I can't believe how easy and hassle free to apply fo... I can't believe how easy and hassle free to apply for a credit card with them. Love the colour of the credit card Reviewed on: 12th June 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

Read all reviews See your review

About this product

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Superb and reliable.

Superb and reliable. So quick and low interest rate Reviewed on: 4th April 2025

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Very easy to apply, app easy to navigate

Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
British Airways Credit Card
from American Express 4.15 from 81 reviews
Nectar Credit Card
from Sainsburys Bank 2.77 from 96 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub