Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (32421 reviews)

View other Zopa products

4.92

Based on 32,421 reviews, last reviewed 26th Oct 2024

67% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Zopa is a great company. Zopa is a great company. They look after their customers. I enjoy paying them as they are a fantastic credit provider Reviewed on: 23rd September 2024

Latest lowest rating:

1

Dont not use - trapped as cant transfer my balance Dont not use...it is impossible to transfer balance from Zopa to another card provider. You are trapped with them due to how they have there system se... Read more Reviewed on: 26th October 2024

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (32421)

Review of the Zopa, Credit Card:

Customers are their priority

Every time I use the card my spending is recorded and this helps me to monitor my spending and should my card be used fraudulently I can identify it easily also there is a credit cushion of money being banked for emergency purpose which is brilliant! Of all my cards Zopa is the best! Win win. Reviewed on: 29th March 2022

Highly rate Zopa

Zopa are excellent to deal with, their products are easy to access and rates are fantastic. The app is easy to use and you can also track spending and other accounts with them. Reviewed on: 28th May 2024

My card was bloked and whit one phone call was sorte...

My card was bloked and whit one phone call was sorted out. Reviewed on: 27th May 2024

Avoid Zopa

Direct debit set up but Zopa will ignore it, try to take payment earlier then agreed direct debit date. You contact Zopa and you are being assured it was a mistake and money will be take at direct debit set up date without receiving missed payment fee. Guess what? Missed payment fee allocated to your account and notice of default left on your account. Reviewed on: 27th May 2024

Excellent customer service.

Excellent customer service. They are available 24hrs even when you are abroad. Reviewed on: 27th May 2024

Easy and user friendly, very welcome

Easy and user friendly, very welcome addition to my financial stability Reviewed on: 24th May 2024

The bank makes the whole process seemless

The bank makes the whole process seemless Reviewed on: 24th May 2024

Great app

Easy to apply and help me out. Had not issue with the process. happy customer Reviewed on: 24th May 2024

I've only been a customer for a short time, but the...

I've only been a customer for a short time, but the app is really nice and the tools available are great too. I especially like the cushion feature. Reviewed on: 24th May 2024

Everything made easy.

Easy to apply for, easy to use App. Clear simple language used in all correspondence. Reviewed on: 24th May 2024

Excellent customer service, always helpful

Excellent customer service, always helpful Reviewed on: 23rd May 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub