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Zopa: Credit card reviews

4.93
Based on 41,950 reviews, last reviewed 21st Jan 2026
82400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

all good thank you and very helpful about all my... all good thank you and very helpful about all my needs Reviewed on: 21st January 2026
Peter J's avatar
Peter J

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41950)

Review of the Zopa, Credit card:

Very good

5
Really impressed with all features of this card Reviewed on: 21st February 2023

So easy to make the move to Zopa they do everything...

5
So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

5
Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

5
Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

5
excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

5
struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

5
Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

5
Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

5
Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

Great card and interest rates.

5
Great card and interest rates. Customer service are very helpful also. Reviewed on: 18th January 2026

Never had any issues and customer service is great

5
Never had any issues and customer service is great Reviewed on: 18th January 2026

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